Church of Scotland Insurance Services Ltd
Welcome to the company’s website. The company was originally set up in 1879 and is wholly owned by the General Trustees of the Church of Scotland.
Our aim is to be a centre of excellence on insurance matters for those within the Church of Scotland (COS). We provide advice and guidance to Congregations regarding insurance and risk management and the arrangement of insurance cover under a specially tailored Church Insurance Scheme. We also provide advice and guidance to other associated bodies of the Church and Home insurance for Ministers and Members of the Congregation. In addition, we also assist and advise other charitable and not-for-profit organisations to arrange insurance protection.
Articles & Information
Public Liability Limit of Indemnity Increased to £10M
The standard limit of indemnity under the church scheme increases to £10M on all policies from 1st January 2019.
Extended Cover for Unoccupied Manses
Following a number of water damage claims during the severe cold spell over the winter period of 2017/18 the General Assembly passed a Deliverance...
Avoiding Underinsurance
Inadvertently some congregations may be exposed to financial loss by not keeping their sums insured and other limits under review. In this the...
Improvements to the Church Scheme in 2017
We are pleased to announce that the Church Scheme has been enhanced for 2017, with more cover and reduced premiums for the majority of...
Insurance Premium Tax – increase in rate
The UK Government announced on 16 March 2016 that they’ll be increasing the standard rate of Insurance Premium Tax (IPT). From the 1 October 2016,...
Insurance Act
The Insurance Act 2015 comes into force on 12th August 2016 and introduces a new duty of fair presentation which congregations need to understand...
